• Skip to main navigation
  • Skip to content
  • Skip to footer

Quick Search

Talk To Us Now!

Have a question? Give us a call at 586-648-1728, or you can click here for more options to call or email and we will contact you right away.

Trending Macomb County Searches

  • Chesterfield Homes
  • Saint Clair Shores Homes
  • Harrison Township Homes
  • Sterling Heights Homes
  • Clinton Township Homes
  • Macomb Homes

Account Tools

  • Join Deal Alert

    Get New Properties & Price Update Alerts sent straight to your inbox

  • Favorites

    Login to manage your favorites, save listings & searches

  • Property Search

    Find Homes using the most powerful Search tool in Macomb County MI

  • FREE Home Valuation

    Find out the TRUE value of your home and what other homes in your neighborhood are selling for

Macomb County MI Homes for SaleMacomb County MI Homes for Sale

  • HOME
  • SEARCH
    • Advanced Search
    • Interactive Map Search
    • New Listing & Price Change Alerts
    • Newly Listed Homes
    • Upcoming Open Houses
    • Search by Listing ID
    • Search by Address
    • My Saved Properties
  • BUY
    • Why Buy with Us?
    • Join Deal Alert
    • Get Pre-Approved
    • Mortgage Calculator
  • SELL
    • What’s Your Home Worth?
    • Selling 101
    • Marketing Your Home
  • AREA
    • Chesterfield
    • Saint Clair Shores
    • Harrison Township
    • Sterling Heights
    • Clinton Township
    • Macomb
    • VIEW ALL
  • MORTGAGE
    • Apply Online
    • Mortgage 101
    • Educational Videos
    • Mortgage Calculator
    • Loans & Programs
    • Download our Mortgage Calculator App
  • HOT
    • Our Featured Properties
    • Today’s Newest Listings
    • Upcoming Open Houses
  • BLOG
  • ABOUT
    • Our Team
    • Refer a Friend or Family Member
  • CONTACT
  • LOGIN/SIGNUP
SearchClose

JENI BARCHICHAT

JENI BARCHICHAT photo
JENI BARCHICHAT

Mortgage Consultant

Office: (810) 624-2161

jenb@phmloans.com

37060 Garfield Rd., Suite C4A
Clinton Township, MI 48036

Jeni Barchichat

Jeni Barchichat

Mortgage Consultant

Office: (810) 624-2161

jenb@phmloans.com

License: 6501402468

Company License: 22441185

NMLSR ID: 181763

63500 Georgetowne S

Clinton Township, MI 48095

Jeni Barchichat
5 Stars - Based on 26 User Reviews

I have 18 years experience as a Mortgage Consultant. Purchasing a home is one of the biggest decisions you will make in your life. I have successfully helped thousands of people reach their home ownership goals. I focus on client satisfaction, making the mortgage process as easy as possible for everyone involved. I work hard to ensure that my clients get the best loan program to meet their goals, best rate, and service that makes purchasing a new home a good experience. My business is based on referrals from past clients and partners. I strive to make home ownership an exciting experience and want the entire process to be stress free. From the pre-approval through closing I guide my client through the entire process, making sure that they understand the next step. I am very thorough up front in the pre- approval process so everyone involved can be assured that they will have a fast seamless closing. I stay in close contact with everyone involved, my client, the Realtors, and the title company, making sure that everyone is up to date with where we are at in the mortgage process. I am a mother of two and understand how important home ownership is to your family. My goal is to help my client reach their home ownership goals and have a positive experience. With excellent communication, many years of experience, knowledge, and a positive attitude, I make sure that every client has a positive experience!

Click here to apply online! Create your own custom search now! See what my clients are saying about me Download our App Calculate your Payment

Submit your Review for Jeni


  • Jeni was such a pleasure to work with!!! Jeni went above and beyond with my loan from start to finish. As a first-time home buyer, I had a lot of up and down moments throughout the process and Jeni was very patient and thorough with me through all of it. Her and her team provided me with the best rate on my VA loan and they even reimbursed me for my appraisal! Even the builder and his agent said that she was a rockstar!

    zillow logo
    Amanda S. Avatar
    Amanda S.
    11/02/2019

    What a great experience !!!! Thanks Jeni!!!! it was a pleasure to meet you What a great experience !!!! Thanks Jeni!!!! it was a pleasure to meet you...... since the first call to the last, the whole process was so painless , thank you again for making this such a easy transaction!HIGHLY RECOMMENDED A

    zillow logo
    Jorge R. Avatar
    Jorge R.
    10/25/2019

    Response to inquiries was immediate and with a friendly tone Response to inquiries was immediate and with a friendly tone. Every document to be signed was completely explained. I would recommend Prosperity and utilize them in future transactions.

    zillow logo
    Dr B. Avatar
    Dr B.
    10/12/2019
  • Jeni was amazing Jeni was amazing. She was prompt knowledgeable and her numbers were pretty spot on. My overall experience was wonderful, I was dealing with another mortgage company and dropped them because of Jens customer service, approachability, and excellent knowledge. Kudos to Jen, thank you so much we are in our dream home

    zillow logo
    KarieParker2 Avatar
    KarieParker2
    8/09/2019

    Superb Service Jen is a force to be reckoned with! Jen is strictly business and her team is phenomenal! Jen is completely transparent from the first encounter through the last! Her patience and ability to explain the loan process is comforting and outstanding. She will explain things until you understand and most of all, she WILL FIGHT FOR YOU to close. I will work with Jen and her team again.

    zillow logo
    Cassandra Avatar
    Cassandra
    6/30/2019

    Best mortgage lender She is very friendly. She will help you in any way possible. She helped me get the loan I need to buy my dream home. I recommend her to anyone who needs a loan.

    zillow logo
    EHAB I. Avatar
    EHAB I.
    5/24/2019
  • Jen was a pleasure to work with Jen was a pleasure to work with. She's always kept me informed of any paperwork or other things I needed and was almost always there to answer questions.

    zillow logo
    josephshomaker Avatar
    josephshomaker
    4/18/2019

    Excellent support team and group Made this a very easy transition. Jeni went far and beyond what she actually needed to do. She made herself available to me 24/7 even if was just her reassuring me i was doing what was right.

    zillow logo
    hartmang5 Avatar
    hartmang5
    3/20/2019

    Jeni is simply the best! This was the 3rd time that Jeni helped me in my project. I did not have to worry about details and waste time negotiating terms. She is very professional and honest. Working with her is hassle-free and satisfactory as she focuses on client's need and does not disappoint in delivering the best results. Work with her once and you will be hooked for life as I did.

    zillow logo
    Dr. R. Avatar
    Dr. R.
    2/11/2019
  • Amazing lender Jeni is an amazing mortgage consultant who worked with me to buy my first house. She was always available and made sure I had every question answered. Super professional and super friendly. I would highly recommend.

    zillow logo
    user8942627 Avatar
    user8942627
    1/15/2019

    Jen was a pleasure to work with Jen was a pleasure to work with. She's always kept me informed of any paperwork or other things I needed and was almost always there to answer questions.

    zillow logo
    josephshomaker Avatar
    josephshomaker
    4/18/2019

    Jeni is simply the best! This was the 3rd time that Jeni helped me in my project. I did not have to worry about details and waste time negotiating terms. She is very professional and honest. Working with her is hassle-free and satisfactory as she focuses on client's need and does not disappoint in delivering the best results. Work with her once and you will be hooked for life as I did.

    zillow logo
    Dr. R. Avatar
    Dr. R.
    2/11/2019
  • The only lender you will ever need Jeni did a great job helping me with any question I had, and provided me with the best advice/tips during the process of buying a home. She did not have to provide me with anything except a great rate which she certainly did. Things went very smoothly and she was a pro at all steps. I highly recommend Jeni!

    zillow logo
    rigatorigato Avatar
    rigatorigato
    11/23/2019

    Awesome buying experience for a first time buyer Jeni went above and beyond. She helped me throughout the buying process to help it go quick and smooth. She is very experienced and will be who I go to in the future.

    zillow logo
    jeremy s. Avatar
    jeremy s.
    11/22/2019

    Exceptional Jen made herself available for my wife and I at all hours of the day for any questions and answers we had. She also. Continually checked to ensure we were paying the lowest possible rates and getting the most for our money. I highly reccomend Jen, she will go above and beyond and ensure whatever it is you need done, she will get it done

    zillow logo
    Christopher S. Avatar
    Christopher S.
    11/20/2019
  • 81 DEALS CLOSED over 3 years partnering with Jeni! As a Real Estate Professional working with Jeni as my preferred lender has been amazing. EVERY SINGLE CLIENT has been very satisfied with her services as their loan officer. Her dedication, attention to detail and communication has been key and I continue to refer my buyers who wish get pre-approved to her. Her rates & costs are low and I cannot recommend her highly enough!!! Thanks Jeni for making all these deals happen!!!

    Google Logo
    Steven P. Avatar
    Steven P.
    12/11/2019

    Jeni made the stress of purchasing a house so much less. She answered our questions quickly and with patience. Jeni also kept us informed ahead of time so that we were well prepared for the many documents and signatures needed. Would totally recommend!

    Google Logo
    Cynthia E. Avatar
    Cynthia E.
    1/09/2020

    Simply the Best! I worked with Jeni when I purchased my home last year, and again when I refinanced. She made the process very easy every step of the way both times. She answered every question I had, even the dumb ones in a timely fashion, and I always felt that I was in good hands! I would 100% recommend her to anyone.

    Google Logo
    Matthew L. Avatar
    Matthew L.
    3/13/2020
  • I can't thank her enough for her help in purchasing my first home! She was literally the difference between me getting the home and losing it to another offer. Such a smooth process because she walks you through step by step. She is available at any time of day to answer questions and that eased a lot of stress. Couldn't be happier with my experience!!!

    Google Logo
    Tabitha D. Avatar
    Tabitha D.
    3/13/2020

    Jen has helped me through multiple projects including personal and investment property mortgages. She has done a fantastic job every single time and I could not have been happier.

    Google Logo
    Reza A. Avatar
    Reza A.
    3/12/2020

    Just getting ready to close on my first house and it wouldn't been possible without Jeni's help and expertise. Jeni is very knowledgeable on what she does and willing to get you the best deal possible. She goes above and beyond for her client. I have taken out MSHDA mortgage and I can not Thank Jeni enough for how much she has done for me. She made everything very smooth for me. Would highly recommend her for any mortgage needs.

    Google Logo
    ABID K. Avatar
    ABID K.
    3/12/2020
  • Tremendous experience! Highly recommend! Jeni was knowledgeable, organized, and very thorough. She was a tremendous asset to this home purchase experience and I would not only use her again, but recommend to everyone I know to use her. Thanks for everything!

    zillow logo
    user62958010 Avatar
    user62958010
    7/05/2020

    The only lender you will ever need Jeni did a great job helping me with any question I had, and provided me with the best advice/tips during the process of buying a home. She did not have to provide me with anything except a great rate which she certainly did. Things went very smoothly and she was a pro at all steps. I highly recommend Jeni!

    zillow logo
    rigatorigato Avatar
    rigatorigato
    11/23/2019

    Awesome buying experience for a first time buyer Jeni went above and beyond. She helped me throughout the buying process to help it go quick and smooth. She is very experienced and will be who I go to in the future.

    zillow logo
    jeremy s. Avatar
    jeremy s.
    11/22/2019
  • Exceptional Jen made herself available for my wife and I at all hours of the day for any questions and answers we had. She also. Continually checked to ensure we were paying the lowest possible rates and getting the most for our money. I highly reccomend Jen, she will go above and beyond and ensure whatever it is you need done, she will get it done

    zillow logo
    Christopher S. Avatar
    Christopher S.
    11/20/2019

    Jeni was such a pleasure to work with!!! Jeni went above and beyond with my loan from start to finish. As a first-time home buyer, I had a lot of up and down moments throughout the process and Jeni was very patient and thorough with me through all of it. Her and her team provided me with the best rate on my VA loan and they even reimbursed me for my appraisal! Even the builder and his agent said that she was a rockstar!

    zillow logo
    Amanda S. Avatar
    Amanda S.
    11/02/2019

    What a great experience !!!! Thanks Jeni!!!! it was a pleasure to meet you What a great experience !!!! Thanks Jeni!!!! it was a pleasure to meet you...... since the first call to the last, the whole process was so painless , thank you again for making this such a easy transaction!HIGHLY RECOMMENDED A

    zillow logo
    Jorge R. Avatar
    Jorge R.
    10/25/2019
  • Response to inquiries was immediate and with a friendly tone Response to inquiries was immediate and with a friendly tone. Every document to be signed was completely explained. I would recommend Prosperity and utilize them in future transactions.

    zillow logo
    Dr B. Avatar
    Dr B.
    10/12/2019

    Jeni was amazing Jeni was amazing. She was prompt knowledgeable and her numbers were pretty spot on. My overall experience was wonderful, I was dealing with another mortgage company and dropped them because of Jens customer service, approachability, and excellent knowledge. Kudos to Jen, thank you so much we are in our dream home

    zillow logo
    KarieParker2 Avatar
    KarieParker2
    8/09/2019

    Superb Service Jen is a force to be reckoned with! Jen is strictly business and her team is phenomenal! Jen is completely transparent from the first encounter through the last! Her patience and ability to explain the loan process is comforting and outstanding. She will explain things until you understand and most of all, she WILL FIGHT FOR YOU to close. I will work with Jen and her team again.

    zillow logo
    Cassandra Avatar
    Cassandra
    6/30/2019
  • Best mortgage lender She is very friendly. She will help you in any way possible. She helped me get the loan I need to buy my dream home. I recommend her to anyone who needs a loan.

    zillow logo
    EHAB I. Avatar
    EHAB I.
    5/24/2019

    Jen was a pleasure to work with Jen was a pleasure to work with. She's always kept me informed of any paperwork or other things I needed and was almost always there to answer questions.

    zillow logo
    josephshomaker Avatar
    josephshomaker
    4/18/2019

    Excellent support team and group Made this a very easy transition. Jeni went far and beyond what she actually needed to do. She made herself available to me 24/7 even if was just her reassuring me i was doing what was right.

    zillow logo
    hartmang5 Avatar
    hartmang5
    3/20/2019
  • Jeni is simply the best! This was the 3rd time that Jeni helped me in my project. I did not have to worry about details and waste time negotiating terms. She is very professional and honest. Working with her is hassle-free and satisfactory as she focuses on client's need and does not disappoint in delivering the best results. Work with her once and you will be hooked for life as I did.

    zillow logo
    Dr. R. Avatar
    Dr. R.
    2/11/2019

    Amazing lender Jeni is an amazing mortgage consultant who worked with me to buy my first house. She was always available and made sure I had every question answered. Super professional and super friendly. I would highly recommend.

    zillow logo
    user8942627 Avatar
    user8942627
    1/15/2019

    Simply the Best! I worked with Jeni when I purchased my home last year, and again when I refinanced. She made the process very easy every step of the way both times. She answered every question I had, even the dumb ones in a timely fashion, and I always felt that I was in good hands! I would 100% recommend her to anyone.

    Google Logo
    Matthew L. Avatar
    Matthew L.
    4/07/2020
  • I can't thank her enough for her help in purchasing my first home! She was literally the difference between me getting the home and losing it to another offer. Such a smooth process because she walks you through step by step. She is available at any time of day to answer questions and that eased a lot of stress. Couldn't be happier with my experience!!!

    Google Logo
    Tabitha D. Avatar
    Tabitha D.
    4/07/2020

    Jeni made the stress of purchasing a house so much less. She answered our questions quickly and with patience. Jeni also kept us informed ahead of time so that we were well prepared for the many documents and signatures needed. Would totally recommend!

    Google Logo
    Cynthia E. Avatar
    Cynthia E.
    1/07/2020

    81 DEALS CLOSED over 3 years partnering with Jeni! As a Real Estate Professional working with Jeni as my preferred lender has been amazing. EVERY SINGLE CLIENT has been very satisfied with her services as their loan officer. Her dedication, attention to detail and communication has been key and I continue to refer my buyers who wish get pre-approved to her. Her rates & costs are low and I cannot recommend her highly enough!!! Thanks Jeni for making all these deals happen!!!

    Google Logo
    Steven P. Avatar
    Steven P.
    12/07/2019
  • Mortgage/Loan... Jen was the best lender ever! She finds you the best deals and saves you money and looks out for the client 100 percent! I will definitly use Jen for future mortgages no question about it! Thx again Jen for your consistency and hard work!!!

    zillow logo
    Joe Avatar
    Joe
    2/07/2021

    The best team Jeni was wonderful from the very beginning when I couldn’t get the approval I wanted. She gave me tips on what to do and a couple years later here I am signing on a house will love forever

    zillow logo
    brendaaglass Avatar
    brendaaglass
    1/25/2021

    Completed transaction in February 2022 in Flat Rock, MI. Jeni was absolutely amazing! She was really helpful and made the entire process seamless. I would recommend her to anyone! Highly professional and excellent communication. Absolutely call her now!!

    zillow logo
    Kelly M. Avatar
    Kelly M.
    3/07/2022
  • Completed transaction in November 2021 in Sterling Heights, MI. Jen was such a joy to work with she walked me through the entire process of buying my first house. This can be a really intimidating process and her level of expertise and great communication skills allowed me to feel confident that I was in good hands. I’m really pleased and happy with how I was treated I can honestly say I did not only meet a great mortgage consultant but I met a friend. I will definitely recommend her.

    zillow logo
    cast1020 Avatar
    cast1020
    11/17/2021

    Completed transaction in November 2021 in Sterling Heights, MI. I had very pleasant experience working with Jeni on my home loan. She has very thorough knowledge and gives great tips for the situations. Jeni goes into details throughly and is available through out the process for any questions. I'd recommend her to any one who is looking for their home mortgage.

    zillow logo
    sujithteegala1 Avatar
    sujithteegala1
    11/11/2021

    Google Logo
    Charlene A. Avatar
    Charlene A.
    12/28/2021
  • Button to load more customer reviews


Contact Jeni

**DISCLAIMER**
Prosperity Home Mortgage, LLC provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

All first mortgage products are provided by Prosperity Home Mortgage, LLC. 810-624-2161. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Licensed by the Delaware State Bank Commissioner. Also licensed in AL, AR, AZ, CO, CT, DC, FL, GA, IL, IN, KS, KY, LA, MA MD, MI, MN, MO, MS, MT, NE, NC, ND, NH, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, WA, WI, WV and WY. NMLS ID #75164. (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

© 2019 Prosperity Home Mortgage, LLC

JOIN PROPERTY ALERT

Did you know the hottest homes for sale in Macomb County often sell within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the qualities that you want most in a home and save your search to start getting alerts today!

JOIN PROPERTY ALERT

As local Macomb County Real Estate Agents we also have access to homes before they hit the market and can show you more homes and information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact us at your convenience. There is no obligation and or pressure... we hope to hear from you!

Post navigation

KAREN FAGE »

Contact Us Now

Fortuna & Associates Logo

586-883-3093
info@billionsofhomes.com

63500 Georgetowne S Clinton Township, MI 48095

View Billionsofhomes.com on Google

5 Stars - Based on 86 User Reviews

Join Deal Alert

Get New Properties & Price Update Alerts sent straight to your inbox

Favorites

Login to manage your Favorites, Save Properties & Searches

Search Homes

Find Homes using the most powerful Search tool in Macomb County Michigan

FREE Home Valuation

Find out the TRUE value of your home and what other homes in your neighborhood are selling for

AREAS WE COVER

48047, 48051, 48035, 48038, 48047, 48044, 48042, 48081, 48080, 48082, 48310, 48312, 48313, 48314, Chesterfield, Clinton, Harrison, Macomb, Saint Clair Shores, Sterling Heights , View More

CONNECT WITH US

© 2022 · BILLIONSOFHOMES.COM · Macomb County Homes for Sale

Disclaimer - All Rights Reserved by Steven Piskorowski, Brian Ghesquiere, Jeni Barchichat (Agent License: 6501402468 | Company License: 22441185, NMLSR# 181763) · Macomb County Homes & Real Estate · Sitemap · IDX Sitemap · IDX XML Sitemap · Accessibility · Cookie Policy · Privacy Policy

Log in · Agent Office · Real Estate Website by Real Estate Websites by YourSiteNeedsMe.com